Credit Analysts evaluate the creditworthiness of commercial loan requests — producing the analysis that supports lending decisions. Found through dedicated retained search — not job boards.
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Spreading and analysing financial statements, preparing credit memoranda, assessing collateral value, identifying financial covenants, conducting industry research, monitoring existing loan portfolio performance, and supporting portfolio review and stress testing processes.
Bachelor's degree in Finance or Accounting, 2–5 years of commercial credit analysis experience, strong financial statement analysis skills, and proficiency in credit analysis systems. Experience with specific loan types (C&I, CRE, SBA, or ABL) is often required.
Credit analysts who have written approvable credit memos independently — not just supported a senior banker — demonstrate the analytical depth and communication skills that make them genuinely useful in a commercial lending environment.
Ready to start a Credit Analyst search?
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Retained recruitment delivers a pre-screened shortlist within 21–38 days. Start with a free 25-minute consultation.
📅 Book a Free Consultation No obligation · 25 minutes · Google Meet · Confidential